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Updated · Polish Tax Rates

Polish tax,
with less guessing.

Built for people who work and settle taxes in Poland: freelancers on JDG, contractors on B2B, and anyone who wants to check salary, mortgage or hourly-rate numbers without digging through random forum threads.

Open JDG calculator September 2026
English · Polski · Deutsch · Українська · Русский Useful for everyday decisions, not just rough guesses

Calculators

Useful tools for real decisions

Useful for everyday decisions, not just rough guesses

Calculators

JDG Tax Calculator Check what actually lands in your account after ZUS (Polish social insurance), składka zdrowotna (health insurance contribution), and income tax. Compare ryczałt (flat-rate tax on revenue), liniowy (flat 19% tax on profit), and skala (progressive tax scale) without doing it by hand. UoP Brutto-Netto Calculator Calculate your net salary from a Polish employment contract. See every ZUS deduction (ZUS - Polish social insurance), PIT, składka zdrowotna (health insurance contribution), and the total employer cost. B2B Hourly Rate Calculator Estimate the B2B hourly rate you need to reach your target take-home after JDG tax, ZUS (Polish social insurance), and składka zdrowotna (health insurance contribution).

More

Mortgage Calculator Estimate the monthly payment, full repayment cost, and how the loan looks if rates move up again. Includes WIBOR + marża and a simple stress test. IKZE & IKE Calculate IKZE and IKE tax benefits in Poland for 2026. See annual tax savings, retirement capital and the JDG advantage of IKZE.

JDG Calculator

JDG Tax Calculator Check what actually lands in your account after ZUS (Polish social insurance), składka zdrowotna (health insurance contribution), and income tax. Compare ryczałt (flat-rate tax on revenue), liniowy (flat 19% tax on profit), and skala (progressive tax scale) without doing it by hand. Tax Glossary Short explanations of the Polish finance words people keep bumping into: ZUS (Polish social insurance), ryczałt (flat-rate tax on revenue), WIBOR, RRSO, and a few more.

JDG Tax Calculator

Check what actually lands in your account after ZUS (Polish social insurance), składka zdrowotna (health insurance contribution), and income tax. Compare ryczałt (flat-rate tax on revenue), liniowy (flat 19% tax on profit), and skala (progressive tax scale) without doing it by hand.

Open JDG calculator

Key figures · 2026

JDG

Net Income

10,054 PLN

/ month

ZUS 1,788 PLN
Income Tax 2,510 PLN
Effective Rate 33.0%

These calculators are here to help you estimate, compare, and catch mistakes early. For a filing decision or edge case, it is still worth checking with an accountant.